Every financial journey is unique, and that’s exactly why there’s a loan product tailored to fit every scenario. Whether you’re a first-time homebuyer navigating the complexities of the real estate market, a Veteran seeking to build your real estate portfolio, we got you!
Veteran home loan
Veterans: Those who have served on active duty in the U.S. military and were discharged under conditions other than dishonorable.
Active Duty Service Members: Currently serving members of the military who meet minimum service requirements.
National Guard and Reserve Members: Generally eligible after six years of service or 90 days of active duty service during a qualifying period.
Surviving Spouses: Unremarried spouses of service members who died in service or from a service-connected disability may qualify.
FHA home loan
Lower Down Payment Requirements
Low-down payment requirement. Borrowers may qualify with as little as 3.5% down.
Flexible Credit Score Guidelines
FHA loans are designed to be more accessible to individuals with a credit score as low as 580.
Competitive Interest Rates
Due to government backing, FHA loans typically offer competitive interest rates
Easier Qualification Standards
Has more lenient qualification criteria. This includes flexibility in debt-to-income ratios, making it easier for borrowers to qualify.
CONVENTIONAL LOAN
Best for Second Homes and Investors
Excellent option for those looking to purchase a second home or investment property.
No Mortgage Insurance with 20% Down
Borrowers who can provide a 20% down payment are not required to pay private mortgage insurance (PMI).
Lower Down Payment Requirements
Offer low down payment options, with borrowers potentially qualifying with as little as 3% down on first home.
4. Flexible Credit Score Guidelines
Provides options for borrowers with varying credit scores. While higher scores may secure better terms, some programs allow for qualification with credit scores as low as 620.
